SAVINGS ACCOUNTS THAT ARE A BETTER FIT MAKE BETTER SAVERS
- Basic Savings
- Christmas Savings
- Health Savings Account
- FirstRate Money Market
- Money Market Tiered
- Certificate of Deposit (CD)
- UTMA-Minor Savings
HEALTH SAVINGS ACCOUNT
Taking control of your health care costs with a health savings account
The cost of health care can be stressful on your budget. Opening a FirstBank Health Savings Account can help you better manage your finances by providing a convenient way to pay for qualifying out-of-pocket medical expenses. A Health Savings Account is a savings account that is set up to pay or reimburse qualifying medical expenses. HSAs are particularly for people with high-deductible health plans (HDHPs) and have the potential for unique tax advantages. Distributions must be used to cover qualified medical expenses that are not covered by your health plan. To see a full list of qualifying expenses, visit www.irs.gov.
Our Health Savings Account yields interest on all balances and has only a $2.25 service charge on balances below $3,000. To see if you qualify, talk with your tax adviser, or refer to HSA Publication 969 at www.irs.gov.
FEATURES
Free online banking
Free mobile banking with bill pay
Free online statements
Free FirstBank Health Savings Account debit card to use toward qualifying medical expenses
$0
All balances
$2.25 monthly charge if ledger balance is below $3,000
Effective February 26, 2018: To be eligible for an individual Health Savings Account (HSA) and make or receive a HSA regular contribution of, with respect to any month, potential customers must check with employer to confirm eligibility. Consult with your tax advisor or refer to HSA Publication 969 at www.irs.gov for maximum limits and penalties assessed if requirements are not met. Minimum Opening Balance is $0. Monthly service charge $2.25 if balance drops below $3,000 or e-statements is not selected. FirstBank is required to report all distributions and contributions to the IRS. FirstBank is not responsible in ensuring eligibility requirements are met. All applicants must meet FirstBank account opening requirements. Some restrictions may apply.

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