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Seriously local. Serious return.

We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change. That’s why we remained local, making what we had learned as a community bank our business model. Staying local, our reputation got around. In 1984, Jim Ayers and his business partner saw that the power of community banking was growing. Ayers acquired the bank that grew through organic growth and mergers for doing the banking that matters. Community banking.

Serious growth by taking values seriously.

Over three decades FirstBank’s assets grew to be in the billions but FirstBank never compromised their vision. In 2001, we expanded our brand of authentic local banking into the state’s most iconic cities, from Nashville to Memphis. FirstBank has made small town life our business culture empowering local market presidents and managers to make real decisions locally. You can walk into any branch and find a welcoming smile and willingness to help. You will know instantly you’re not just a customer. You’re part of the FirstBank family.

The FirstBank story is an American success story. Watch the history spanning more than 110 years.


Group of associates volunteering at a community event. Word travels when local isn't just words front porch of home with American flag Young doctor with diverse young patient

The investment we are most proud of is the dedication of our time, resources, and people to improving life in our communities.

FirstBank’s vice chairman, Jim Ayers, has focused on increasing educational opportunities for young people and worked to improve access to quality health care for those people living in Tennessee. In 1999, he established The Ayers Foundation which is run by his wife, Janet Ayers. The foundation supports a wide range of programs and institutions that emphasize education and medical services for children. The foundation has won recognition for its highly-respected program for high school graduates providing more than 4,200 educational scholarships since 1999.

Jim and Janet Ayers have also established and funded the Ayers Institute at the Vanderbilt-Ingram Cancer Center. The Institute conducts advanced cancer research at leading medical centers Including Vanderbilt University. The Ayers Children’s Hospital in Jackson, and Lipscomb University’s Ayers Institute for Teacher Learning and Innovation also stand out. In 2016, the Ayers Foundation donated $15 million to Belmont University in Nashville for a needs-based student scholarship fund. Belmont President Dr. Bob Fisher said, “There are no better friends to education in Tennessee than Janet and Jim Ayers and the Ayers Foundation. They have worked tirelessly to help numerous causes, particularly to improve the lives of young people in Tennessee by giving them access to life-changing learning opportunities.”


FirstBank is the third largest Tennessee-headquartered bank with headquarters in Nashville, Tennessee and 82 full service branch locations. With a five-star, superior rating from BauerFinancial, FirstBank is one of the strongest banks in the country and has the resources to provide a comprehensive variety of financial services and products.

The FirstBank team, with close to 2,000 associates, has a total of 95 offices including full service financial centers. FirstBank is located in Tennessee, Kentucky, North Alabama and North Georgia and has mortgage operations across the Southeast.

Community banking has been the cornerstone of FirstBank’s operations since starting as Farmers State Bank in Scotts Hill, Tennessee. Since 1906 local banking has remained our philosophy and business model.

FirstBank strives to improve the quality of life for those who live in the communities we serve. To accomplish this, we place an emphasis on education through involvement in local schools and The Ayers Foundation Scholarship Program.

FirstBank has been recognized as one of Tennessee’s best employers by Business Tennessee magazine and The Tennessean. The Tennessee Chamber of Commerce & Industry, and the Tennessee Society for Human Resource Management have also recognized FirstBank.

FirstBank is in the top 5 percent of all U.S. banks based on assets with more than $12 billion in total assets and has moved into the top 15 banks in Middle Tennessee based on deposit share.

FB Financial Corporation (NYSE: FBK) is the holding company for FirstBank while FirstBank Investment Partners and FirstBank Mortgage are divisions of FirstBank.

Throughout our history, we have had the great privilege of partnering with many financial institutions that share similarities with FirstBank, including a rich history of outstanding personal service and a commitment to the communities we call home. These partnerships have accelerated our growth allowing us to provide innovation and convenience across the footprints we serve.


FirstBank has again earned a coveted Five-Star Superior Rating from BauerFinancial, the nation’s best bank rating service analyzing and reporting on the financial condition of the nation’s banking industry since 1983. This means we’re one of the strongest financial institutions in the nation. Bank local at FirstBank and bank strong.

For more information on Bauer Financial, visit

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